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  • Welcoming new life with care.

    ✨ JOY (Maternity Health Plan)


    Welcoming new life with care.

    Your journey to parenthood is special—and needs equally special protection. Joy is a maternity health insurance plan that covers delivery costs (normal or C-section), newborn care from day one, and even congenital illnesses. With one of the shortest waiting periods for maternity expenses (as low as 9 months), it ensures you don’t delay planning your family. It also comes with hospital cash benefits & wellness support for the expecting mother.


    Why Choose Joy?

    • Maternity cover including pre-natal & post-natal hospital expenses.

    • Newborn insured from birth, with additional congenital disorder protection.

    • Short waiting period compared to standard policies.

    • Cashless treatment across a large network of maternity-specialized hospitals.

    • Wellness resources & check-ups for mother and child.