• Unlimited auto‑recharge of sum insured—your coverage never exhausts
• Massive 500% cumulative bonus on SI (up to 5X) with claim‑free years
• No disease‑wise or room rent sub‑limits (rare vs other insurers)
• Personal health coach, wellness rewards, unlimited e-consults
• Covers modern treatments & robotic surgeries often excluded by peers

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• Get full base premium refunded after 5 claim-free years (very few plans offer this)
• Loyalty rewards with continuous coverage benefits
• Complete hospitalization, day care & advanced procedures
• Preventive health check-ups every year without capping
• Cashless network of 22,900+ hospitals—among the largest in India

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• Starts paying after deductible—ensures low premium for high coverage
• Sum insured options up to ₹30 lakh, extremely cost-effective top-up
• No sub-limits on ICU, surgeries or doctor charges
• Global emergency care extension option
• Tax benefit on premium under Sec 80D even on top-up, increasing your tax savings

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Combines medical + travel cover tailored for students abroad (rare)
• Covers emergency evacuation & study interruption—protects tuition fees
• Loss of passport / checked-in baggage insurance
• Worldwide cashless hospitalization via tie-ups
• Offers sports injuries & compassionate visits often excluded by normal plans

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• No mandatory medical tests for entry up to certain ages—unusual for senior plans
• No upper age limit, lifelong renewability
• Affordable—starts ~₹53/day even at higher ages
• Unlimited auto recharge of sum insured
• Covers alternative treatments (AYUSH) & home care hospitalization

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• Maternity from normal/C-section + newborn covered from day 1
• Short waiting period for maternity (often just 9 months vs 3-4 years elsewhere)
• Congenital disease cover for the baby
• Hospital cash benefits & wellness program for expecting mothers
• Cashless network even for specialized maternity hospitals

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• Customize plan structure—room rent, co-pay, deductible—all adjustable
• Fits self-employed & flexible budgets, unlike rigid retail plans
• Includes wellness incentives, annual checks & discounts on pharmacy
• Cashless facility across pan India without zone pricing penalties
• Easy add-ons for accidental cover, critical illness, personal accident

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• High sum insured options from ₹6 lakh to ₹25 lakh at surprisingly low premiums, perfect for big hospital bills
• No room rent capping — choose the hospital room or ICU that best suits your recovery, without paying extra
• Extended cover with 60 days pre & 90 days post hospitalisation, taking care of full treatment cycle costs
• Cashless treatment at over 22,900+ hospitals nationwide — removes upfront financial burden on family
• Ideal to use as a large standalone cover or to top-up existing policies, building a secure multi-layered health safety net

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